Small Businesses Are In A State Of Worries

Posted by admin on December 23, 2011

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As per a recent study carried out by the Guardian Life Small Business Research Institute (The Institute is a part of Guardian Life Insurance Company), almost two-third owners of small businesses fear that they will run out of retirement savings and hence one-third owners of small businesses are planning to work till their age of 70s.
The research experts polled around 1,433 owners of small businesses who usually work with strength of 2 to 99 employees at their companies. As per the study of owners of small businesses it became clearer that due to the impacts of recession only 45 percent owners feel safe for timely retirement while 39 percent owners are expected to work beyond their actual retirement period.
Reports of Business Journals suggests, around one-fourth of small businesses claim to have overseas business sales. The average sales of companies with international strategy are worth $13.2 million compared to $7.7 million of small businesses.

 Low Cost Investment Business Loans by State

Posted by admin on December 22, 2011

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The State government of Missouri has extended its help to small time business by offering business loans through the House Bill 109, which is an extension of the Missouri Linked Deposit Program. The bill which will lend support in the form of business loans to most small business & farmers is seen as lifesaver in the state. The assembly has passed this business loan bill unanimously. These business loans have helped save nearly 11,000 jobs in the state. Also, the business loans are at low interest which gives these business the time to come up with their own capital for sustenance. These business loans are available to establishments which have less then 100 people working for them & can be availed at any of the 350 branches.

 Credit Card Help For Moms Starting A Small Business

Posted by admin on

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Raising children is expensive, but the right credit card help for moms can earn them rebates of 2% or more on all their childcare-related expenses. The best credit card for moms who like to buy in bulk is the True Earnings Card from Costco and American Express.

This started off as a small business credit card designed to help entrepreneurs save money, but clever moms have figured out that redeeming the credit card's cash back rewards checks at Costco can add up to an extra cartload of groceries every few months. The "Addicted to Costco" blog writes that this card is like always having a coupon for everything that you buy at the retailer. When you use the card as your Costco Executive Membership, you also earn a 2% cash rebate when you buy groceries and household supplies in bulk at any of the big box chain's locations.